Losing hearing as time goes on is something that happens to many of us, however, there are many cases in which hearing loss is so severe that it prevents individuals from returning to work. At its worst, severe hearing loss causes constant muffled sounds, jumbled sounds when speaking amongst crowds, withdrawing from society, and even complete deafness. If you are someone who has hearing loss so severe that you require long term disability insurance benefits, you’ve come to the right place. Please read on and reach out to our experienced long term disability insurance attorneys to learn more about how we can help you through the legal process going forward. Here are some of the questions you may have:
How do I get long term disability for hearing loss?
Though many people can win insurance benefits for hearing loss by filing a claim, you will first have to meet various qualifications and complete certain tests. For example, once you file, you will have to be examined by an otolaryngologist or another licensed physician. Here, that physician will determine whether you are suffering from permanent hearing loss or only temporary hearing loss. From here, your physician will conduct an audiometric test to gauge the severity of your hearing loss. Oftentimes, policies will claim that your hearing loss is not as severe as you say it is–this is unacceptable, and if you believe you are being wrongly denied the benefits you deserved, you must reach out to an experienced long term disability attorney today.
Our firm will work to obtain and present various types of documents and evidence needed to prove that you require long term disability insurance benefits. Once you have proven your need for disability, you will receive either monthly insurance payments or one lump-sum payment.
When does long term disability start?
Most commonly, you will receive your first disability payment within 90 days of your approval. However, that being said, oftentimes, individuals will not receive their first payment for months, or even over a year. Rather obviously, this can put a significant amount of stress on an individual and his/her family who depends on their paycheck. That is why when you hire our firm, we will tirelessly work to move the process along so you can obtain the relief you need. We are here to help–all you have to do is ask.
Contact our experienced firm
If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, contact Walker & Hern today.
Our firm has significant experience helping people just like you retain or defend their Long Term Disability Benefits. Contact Walker & Hern for a free consultation.