Can I Get Long Term Disability if I Have Cancer?

Can I Get Long Term Disability if I Have Cancer?

There are few things more frightening than being diagnosed with cancer. If this has happened to you, you are most likely looking into LTD benefits so you can focus on one fight at a time. Please continue reading to learn more about receiving LTD benefits for cancer, and how our firm can help you. Here are some of the questions you may have:

What medical conditions qualify for LTD benefits?

There are few tougher fights than cancer. Between chemo treatments and all other physical ailments associated with cancer, no one should have to work while fighting the battle of a lifetime. That is why in many cases, various forms of cancer will qualify for long term disability benefits. That being said, there are a wide array of additional medical conditions that will qualify for LTD benefits, including the following:

  • Blindness
  • Deafness
  • Mental health issues
  • Serious back injuries
  • Neurological disorders
  • Rheumatoid arthritis
  • Fibromyalgia and chronic pain
  • Osteoarthritis

How can long term disability insurance help me?

If you file for long term disability insurance, your claim may either be approved or denied. If your claim is approved, you will either receive monthly payments or one lump sum payment. These payments can go towards the cost of your medical bills and other necessities brought on by your disability. Unfortunately, there is a very good chance that your insurance company may try and deny you of the benefits you deserve and need, which is why you need a knowledgeable attorney on your side who is ready to fight for your rights, every step of the way.

How do I file an LTD claim?

If you are looking to file an LTD claim, the very first thing you should do is reach out to your insurer or employer to ensure you fully understand your policy. Next, you will file your claim within 180 days, and you should not do so without the assistance of an experienced LTD attorney. We can help ensure you have everything you need to receive the benefits you deserve. When filing, you must include things such as hospital records, MRI results, x-rays, and a doctor’s note detailing how your medical condition affects your life on a daily basis, thereby preventing you from returning to work. For any additional questions about the process ahead, please do not hesitate to reach out to our experienced team of attorneys today.

Contact our experienced firm

If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, contact Walker & Hern today.

Our firm has significant experience helping people just like you retain or defend their Long Term Disability Benefits. Contact Walker & Hern for a free consultation.

Don’t fight the insurance company on your own.
Contact us today for a free consultation.

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