Lots of individuals throughout the United States have arthritis, however, for some, rheumatoid arthritis can affect their lives so much that it prevents them from being able to return to work. If you have rheumatoid arthritis, you may be plagued with fevers, chronic fatigue, painful and stiff joints, and more. Additionally, there are certain people whose arthritis spreads to non-joint organs, such as the kidneys and heart. Of course, this is cause for concern, and if you are someone whose arthritis now affects your daily life to the extent that you may no longer return to work, you must continue reading and speak with our experienced long term disability attorneys to learn more about how we can help you through every step of the LTD claims process ahead. Here are some of the questions you may have:
What are the benefits of long term disability insurance?
Long term disability insurance has helped countless individuals maintain their standard of living when they are no longer capable of working. For many families, receiving this relief means they no longer have to worry about making ends meet. If you are granted long term disability benefits, you will either receive them in the form of monthly payments, or one lump-sum payment.
Can I get LTD benefits if I have rheumatoid arthritis?
Receiving LTD benefits for arthritis is not as simple as receiving them for other medical conditions, however, it can certainly be done. As long as you can demonstrate that your arthritis is present in your leg or arm joints, thereby preventing you, or strongly inhibiting your ability to use your hands or walk for simple movements, you should qualify. Additionally, if you suffer from repeated flare-ups of your arthritis that induce malaise, fever, or even unexplained weight loss, you will most likely qualify for LTD benefits. When you file, you will have to hire an LTD attorney who can gather and present sufficient evidence to prove that you truly need the insurance. Some of that evidence can include doctor’s notes regarding how your arthritis affects your daily life, medical records, MRIs, and more. Generally speaking, once you file, as long as you have an experienced attorney who can expedite the process, you should receive the benefits you need within 90 days. Our firm is here to help–all you have to do is ask.
Contact our experienced firm
If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, contact Walker & Hern today.
Our firm has significant experience helping people just like you retain or defend their Long Term Disability Benefits. Contact Walker & Hern for a free consultation.