Whether you are someone who has recently developed sarcoidosis or have been battling the medical condition for some time, you undoubtedly feel its effects. Individuals with sarcoidosis suffer primarily from nodules that develop on the lungs. These nodules cause those affected to have persistent coughs, fatigue, shortness of breath, painful joints, blurred vision, kidney stones, and more. If you have sarcoidosis, you may be looking into going out on long term disability. If this sounds like something that may benefit you, here are some of the questions you may have:
What is long term disability insurance?
Long term disability insurance was designed to provide those who cannot return to work with the financial relief they need via either one lump-sum payment, or scheduled monthly insurance payments. However, it is the unfortunate reality that most people need an attorney to aggressively combat the greedy insurance companies, as they are known to deny those in need without batting an eye. Fortunately, while your insurance company may simply see you as another business transaction, our firm sees you as a person in need, and we are here to help.
How can I get long term disability insurance?
To get long term disability insurance, you will first speak with either your insurer or your employer about your insurance policy. You must file your claim within 180 days. Your claim should be as detailed as possible, which is why you should hire an experienced attorney who knows how to gather and present all the necessary evidence to get you the disability insurance you need. For example, your attorney will use MRI results, medical records, large past and future medical bills, and a detailed letter from your doctor depicting how your medical condition affects your daily life, thereby preventing you from returning to work.
When does long term disability insurance end?
Generally, long term disability will either continue until you either become capable of working again, turn 65, or until you reach your retirement age under Social Security. If you believe you qualify for long term disability benefits, do not hesitate to reach out to our knowledgeable firm.
What other medical conditions qualify for long term disability insurance?
- Chronic pain
- Cognitive impairment
- Degenerative disc disease
- Mental health
- Alzheimer’s disease
- Back pain
- Breast cancer
- Carpal tunnel
- Thyroid disorder
- Vision loss
Contact our experienced firm
If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, contact Walker & Hern today.
Our firm has significant experience helping people just like you retain or defend their Long Term Disability Benefits. Contact Walker & Hern for a free consultation.