Crohn’s Disease and Long Term Disability Benefits | What To Know

crohn's disease long term disability

Crohn’s disease is a type of inflammatory bowel disease that causes inflammation of your digestive tract. It can lead to abdominal pain, severe diarrhea, fatigue, weight loss and malnutrition. The disease affects different areas of the digestive tract in different people, but without a doubt, it can be both painful and debilitating. Sometimes, it may even result in life-threatening complications. Needless to say, it can make performing the functions of your occupation a near-impossible feat. If you or a loved one are unable to work due to inflammatory bowel disease, please read on, then contact one of our experienced nation-wide LTD benefit lawyers to learn what you should know about Crohn’s disease and long term disability benefits.

Do you qualify for long term disability benefits if you have Crohn’s disease?

The short answer is, yes. If you miss work or can’t work due to Crohn’s disease, you may be able to file for long term disability benefits. Crohn’s disease can cause major discomfort and pain that greatly interfere with your ability to perform the functions of your job. In fact, it may prevent you from performing any job, because it is a lifelong illness without a cure. The symptoms include:

  • Diarrhea
  • Fever
  • Abdominal pain and cramping
  • Mouth sores
  • Fatigue
  • Bloody stools
  • Reduced appetite and weight loss
  • Pain or drainage near or around the anus
  • Inflammation of skin, eyes and joints
  • Delayed growth or sexual development in children
  • Inflammation of liver or bile ducts

While all of these symptoms will imperil your ability to work, you should check with your insurance policy to make sure that Crohn’s disease is covered.

How do you qualify for long term disability benefits?

To qualify for long term disability benefits, you must take the following steps:

  1. Document your diagnosis of Crohn’s disease through medical records, including notes from your treating physicians, results of any blood tests, colonoscopies, MRIs, endoscopies, X-rays and CT scans.
  2. Provide evidence of how your Crohn’s disease impacts your ability to work, such as abdominal pain and cramping making it difficult to sit or stand in one position for an extended period of time.

Whether you have already submitted your claim or need help preparing the documentation, you should reach out to one of our skilled long term disability insurance attorneys to discuss your next steps and appeal an unfavorable decision. With the help of our firm, chances are you will never have to step foot in a courtroom. Let us fight for you and your future. Please give us a call today.

Contact our experienced nationwide firm

If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, speak with our nationwide LTD attorneys today. Our firm has significant experience helping people just like you obtain or defend their long term disability benefits. Contact Walker & Hern for a free consultation.

Don’t fight the insurance company on your own.
Contact us today for a free consultation.

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