Epilepsy is a very frightening medical condition, and if you are someone who suffers from seizures despite rigorous medical treatment and medication and you find yourself unable to return to work, there is a very good chance you will qualify for long term disability benefits. Please read on and reach out to our experienced long term disability insurance to learn more about how we can assist you through the legal process going forward:
What is the purpose of long term disability insurance?
Long term disability insurance is designed to show those who physically cannot return to work financial mercy. When you cannot collect a paycheck, rather obviously, it can have drastic effects on both you and your family. If you are eligible for these benefits, you should retain your standard of life through either one lump-sum payment or monthly insurance payments.
Does epilepsy qualify for long term disability benefits?
If you are someone who suffers from epilepsy, you will have to prove several things. First, if you have daytime convulsive seizures you will have to prove that they cause you to convulse or lose consciousness, which, rather obviously, prevents you from working and puts you in serious danger. On the other hand, if you have nighttime seizures, you will have to prove that they dramatically affect your day-to-day life by causing extreme fatigue, the inability to think clearly, or even impair your ability to control your physical movements.
Though you would think these symptoms are for sure enough to warrant you the long term disability benefits you deserve, the unfortunate reality is that oftentimes, the insurance companies will see your plea as little more than another business transaction. That is why you must hire an experienced attorney who can gather various types of evidence to prove that you truly need your benefits. Some of the most valuable forms of evidence can include doctor’s notes verifying your day-to-day struggles, medical documents regarding your condition, x-rays, MRI’s and more.
When will my long term disability insurance benefits commence?
Generally, if awarded disability benefits, you will receive them within 90 days of your filing. However, there is a chance you may not see these benefits for one year, and in the worst cases, even longer. Our firm is ready to do whatever it takes to speed up the process so you can focus solely on managing your medical condition.
Contact our experienced firm
If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, contact Walker & Hern today.
Our firm has significant experience helping people just like you retain or defend their Long Term Disability Benefits. Contact Walker & Hern for a free consultation.