Though many individuals have arthritis, more severe cases can be extremely debilitating. Those who have it the worst suffer from warm, swollen, stiff and painful joints, as well as potential fevers, extreme fatigue, and a loss of appetite. Unfortunately, rheumatoid arthritis oftentimes spreads, affecting several joints in the human body, and can even impact non-joint structures, such as your heart, kidneys, eyes, skin, and more. If you have rheumatoid arthritis, you may no longer be capable of working.
This is a scary situation, which is why you must retain the legal assistance of an experienced attorney who knows how to help you receive the disability benefits you deserve. Please read on and reach out to our experienced long term disability attorneys to learn more about rheumatoid arthritis and how we can help you through the legal process going forward:
How does long term disability insurance help those who cannot return to work?
If you have a medical condition that prevents you from returning to work, you most likely require long term disability benefits to help you and your family maintain your standard of living. If awarded, you will either receive one lump-sum payment or monthly insurance payments.
Does rheumatoid arthritis qualify for long term disability?
To qualify for disability, you will have to prove several things. If you can prove that your rheumatoid arthritis is present in either arm or leg joints and makes it painful and extremely difficult to walk or use your hands and arms for simple movements., you may qualify. You may also qualify if you can prove you suffer repeated flare-ups that include fever, malaise, or weight loss.
When filing for disability, you must provide various types of evidence, including medical documents regarding your condition, blood test results depicting the likelihood of rheumatoid arthritis, doctor’s notes, medical records, and more. Do yourself a favor and reach out to an attorney who knows how to both collect and present this information as effectively as possible.
When does long term disability insurance take effect?
In most cases, once you are awarded long term disability benefits, you will receive them within 90 days. However, in other cases, individuals do not receive their rightful benefits for up to a year. We understand how devastating this can be to families who rely on that paycheck, which is why we will fight for your rights, every step of the way to see that you receive your benefits as soon as possible.
Contact our experienced firm
If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, contact Walker & Hern today.
Our firm has significant experience helping people just like you retain or defend their Long Term Disability Benefits. Contact Walker & Hern for a free consultation.