As you may know, it is not uncommon for people to lose their hearing as they grow older. Unfortunately, there are times where hearing loss can get so bad that it significantly impacts an individual’s life. When this happens, hearing loss can cause those affected to constantly hear muffled or jumbled sounds, and in the worst cases, hearing loss can come in the form of complete deafness. If this has happened to you and you find yourself no longer capable of returning to work because of it, you should strongly consider speaking with a knowledgeable nationwide long term disability insurance attorneys to learn more about how we can assist you through the LTD process. Here are some of the questions you may have:
How do I know if my hearing loss qualifies for long term disability?
Unfortunately, receiving long term disability benefits is far more complicated than simply claiming disability. To receive these benefits, you will have to prove that your hearing loss truly prevents you from returning to work. This requires you to attend an appointment with an otolaryngologist or another licensed physician. The physician will then determine whether your hearing loss is temporary or permanent. The physician will then conduct an audiometric test to determine how bad your hearing loss truly is. You should understand that there is a very good chance that your insurance company will try to assert that your hearing loss does not prevent you from returning to work, which is why it is so critical that you retain the services of a knowledgeable legal team who can prove that you do truly qualify for long term disability benefits.
How long will I have to wait to receive long term disability benefits?
In most cases, you should receive your first long term disability payment within 90 days of being approved. Unfortunately, in certain cases, it may take months to receive your first payment, which is yet another reason why you need an experienced legal team on your side who can work to streamline the process as best as possible. Remember, Walker & Hern is always on your side, even when the insurance companies aren’t. You can depend on us to fight for your right to the benefits you deserve.
Contact our experienced nationwide firm
If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, speak with our nationwide LTD attorneys today. Our firm has significant experience helping people just like you obtain or defend their long term disability benefits. Contact Walker & Hern for a free consultation.