Mesothelioma is a malignant tumor caused by asbestos fibers building up in the lungs. Those who suffer from Mesothelioma often struggle with shortness of breath, chest or abdomen pain, fevers, fatigue, muscle weakness, and several other respiratory complications. That being said, it’s no secret why Mesothelioma can prevent individuals from returning to work. Fortunately, with the help of an experienced attorney, you may be able to obtain long term disability payments. If this sounds like something that can help you and your family, please keep reading.
What does long term disability insurance do?
Long term disability insurance is designed to provide those who cannot return to work with financial compensation so they can maintain their standard of living, despite their lack of a paycheck. When you are granted long term disability payments, you will either receive one lump-sum payout, or you will receive monthly insurance payments. If you think you are entitled to long term disability benefits, read on to learn more about the legal process going forward.
How do I receive long term disability insurance?
First, you will have to speak with your employer or insurer to learn more about your insurance policy and the benefits it may provide. Next, you will file a claim within 180 days. In your claim, you must ensure you include crucial information regarding your medical condition, such as MRIs, x-rays, and doctor’s notes detailing exactly how your disability impacts your daily life and, therefore, prevents you from returning to work. If all goes as planned, you will receive the long term disability insurance you need to live a secure, happy life going forward. However, if your claim has been denied, all hope is not lost–our firm can fight the insurance companies to win you the benefits you deserve.
How long will I be able to keep long term disability insurance?
Generally, long term disability insurance will continue for years. Long term disability insurance will only stop if you are able to return to work once again, reach the age of 65, or reach your retirement age under Social Security. If you have any other questions regarding your long term disability insurance, please do not hesitate to reach out to our seasoned firm.
Contact our experienced firm
If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, contact Walker & Hern today.
Our firm has significant experience helping people just like you retain or defend their Long Term Disability Benefits. Contact Walker & Hern for a free consultation.