Millions of individuals across the nation have a medical condition known as chronic vertigo. If you have the condition, then you most likely suffer from a loss of balance or coordination, sensations of spinning, tilting, or swaying, and in worse cases, you may even feel nauseous or vomit, suffer severe headaches, or have a ringing in your ears. This is a very serious condition, and in some cases, it may prevent you from returning to work. If you find yourself in this situation and are looking to receive long term disability benefits, please read on and reach out to our firm to learn more about what we can do for you:
How does long term disability insurance work?
The purpose of long term disability insurance is to help those unable to return to work, and therefore unable to receive a paycheck, cope financially to preserve their quality of life. Long term disability insurance is a great way for you and your family to live stress-free, knowing your financial situation is covered. If you qualify for long term disability insurance, you will either receive one lump-sum payment or monthly insurance payments.
How do I get long term disability insurance, and will I qualify if I have vertigo?
To receive long term disability insurance, you will first have to speak with your employer or insurer about your plan. Next, you will file an insurance claim within 180 days, where you will include proof that your disability drastically affects your daily life, thereby preventing you from returning to work for the foreseeable future, or possibly indefinitely. Some of this proof can include MRIs, doctor’s notes, and x-rays. An experienced long term disability insurance attorney will determine what documents and forms of evidence are necessary to prove your claim.
To qualify for long term disability insurance with vertigo, you will have to prove that your condition causes significant impairment, including balance problems, partial hearing loss, tinnitus, and that your vestibular labyrinth is disrupted.
Will long term disability insurance run out?
Generally, long term disability insurance will only end if you reach 65 years old, return to work, or reach your retirement age under Social Security.
What additional medical conditions may be eligible for long term disability insurance benefits?
- Rheumatoid arthritis
- Neurological disorders
- Vision loss or blindness
- Hearing loss or deafness
- Cardiovascular conditions
- Respiratory illnesses, such as COPD or asthma
- Serious back injuries
- Lyme disease
- Autoimmune disease
- Parkinson’s Disease
- Musculoskeletal disorders
- Multiple sclerosis
- Digestive tract problems
- Kidney disease
Contact our experienced firm
If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, contact Walker & Hern today.
Our firm has significant experience helping people just like you retain or defend their Long Term Disability Benefits. Contact Walker & Hern for a free consultation.