Is Prompt Medical Attention Crucial to LTD Benefits?

If you have sustained injuries in a work-related accident, please seek medical attention before you continue reading, then contact one of our experienced nation-wide LTD benefit lawyers to learn how it may affect your  case.

When should you seek medical attention after an accident in order to qualify for LTD benefits?

It is crucial to protect your health and legal rights at the first hint of injury, especially when the injury is sustained while you are performing work-related duties. In that latter case, it is even more critical that you seek and receive prompt medical attention as soon as you are able to do so. Failure to do so could cost you dearly.

Why is seeking medical attention after an accident so important to your LTD benefits case?

You should seek prompt medical attention for the following reasons:

  • Protecting your health: Symptoms that may seem insignificant can mask serious injuries. Furthermore, whatever is wrong will only get worse if you let it go untreated. If you feel even the slightest level of discomfort or pain after an accident, get prompt medical attention.
  • Confirmation of your injuries: The insurance company will demand more than your word as to the nature and extent of your injuries, so see a medical professional to get a complete picture of the harm you sustained and for the evidence you need to substantiate the assertions in your long term disability insurance claim.
  • Fulfilling a requirement of your insurance coverage: Many insurance providers require you to receive medical attention within a set time period in order to qualify for long term disability benefits.
  • Establishing causation: The greater the amount of time between the work-related incident and a diagnosis from a reliable medical professional, the more weight you give to the other side’s arguments that you sustained the injuries in some manner unrelated to your job.
  • Establishing the severity of your injuries: By seeing a doctor as soon as possible, you eliminate questions about the seriousness of your injuries.
  • Increasing your settlement: If you do not know the full extent of your injuries and what the medical costs will be to treat them, a settlement check might seem more generous than it actually is.

You set yourself and your long term disability claim on the right path when you receive timely medical attention. Please call one of our long term disability insurance attorneys today if you have any other questions.

Contact our experienced nationwide firm

If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, speak with our nationwide LTD attorneys today. Our firm has significant experience helping people just like you obtain or defend their long term disability benefits. Contact Walker & Hern for a free consultation.

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