National Long Term Disability Insurance Attorneys
Becoming disabled can have significant impacts on your life. You may be worried about how you will maintain your livelihood now that you are unable to work. Long term disability insurance can ease some of the financial burdens of your disability and allow you to focus on adjusting to this new reality. Like any insurance claim, however, there is always the possibility of your claim being denied. If your claim was denied, you can count on the legal team at Walker & Hern to help you file an appeal and move forward. Our firm proudly serves clients across the United States facing LTD denials. If you need an experienced attorney who will put your best interests first, contact Walker & Hern today.
What is long term disability?
Long term disability is a form of insurance that aims to assist those who have succumbed to an illness or injury that has caused them to become disabled. Of course, with a disability often comes significant financial burdens. Long term disability can be a saving grace for many disabled individuals, as it may cover essential living expenses that can help you stay afloat during this time. You can receive a portion of the salary that you were making prior to becoming disabled. When filing for long term disability, it is important that you provide as much information about your condition as possible to reduce the potential of a claim denial. Some of the information that you should be sure to provide includes:
- Recent medical reports
- Evidence demonstrating that you are disabled
- Evidence supporting the claim that you cannot do sedentary work, i.e. desk work
- Evidence supporting claims that you are in pain so severe that it prevents you from working at all
- Be sure to obtain a letter from the medical professionals who have been treating you
My claim has been denied. Now what?
If you have filed a claim for long term disability and was informed that your claim has been denied, it is understandable that you may be upset and unsure of where to turn. However, it is possible for you to file an appeal for your claim. As soon as you learn that your claim has been denied, it is important that you speak with an experienced attorney to get started on preparing an administrative appeal. Please be advised that you must file your claim within 180 days of the denial.
What can I do if my appeal is also denied?
If your initial long term disability insurance claim was denied and you went through the appeals process, there is always the chance that your appeal can be denied as well. This, of course, can be frustrating and disheartening but there are still options. With the help of an experienced long term disability attorney, you may be able to file a lawsuit in federal court in an effort to get the support you need.
Contact an LTD Denial Attorney
If you have become disabled and can no longer work, you may be worried about how to make ends meet. Hopefully, there are no issues with your Long Term Disability claim but if there are, you can count on the legal team at Walker & Hern to guide you through the appeals process. Our firm understands how much is on the line and wants to make sure you are able to obtain the benefits you are entitled to. With significant legal and medical knowledge, Walker & Hern serves clients throughout the country as they navigate the Long Term Disability appeals process. We are ready to help you, too. Contact Walker & Hern today to discuss your situation.