There are few things worse than being unable to return to work after sustaining a serious injury or contracting a debilitating medical condition. However, if you are someone who finds yourself in this situation, you may apply for long term disability insurance. That being said, in some cases, insurance companies will offer you a lump-sum […]

People who are on Long Term Disability often receive a very unpleasant letter from their insurance company stating that, for various reasons, the company has decided they no longer meet the definition of being “disabled” as that term is defined in the insurance policy.  This notification usually comes in the form of a long letter […]

Those with bipolar disorder suffer from various symptoms, though the disorder is primarily categorized as a constant teetering back and forth between episodes of mania and depression. These symptoms can make it extremely challenging for an individual to continue working, which is why many people with bipolar disorder seek long term disability benefits. If you […]

There are few things more disconcerting for a person and their family than developing a medical condition or injury that prevents them from returning to work. Fortunately, long term disability insurance is designed to help those people, however, you cannot expect your insurance company to give you those benefits without putting up a fight. That’s […]