If you require long term disability benefits and your claim has been denied, there are several actions you may take. If you have explored all other options and your claim is still denied, you may have to file a lawsuit in federal court in order to receive the benefits you deserve. If you think you may be heading towards litigation for a long term disability claim denial, you must contact an experienced lawyer who will fight for your rights at once. Here are some questions you may have regarding the litigation process:
If you hire an experienced attorney, you will not have to fight this seemingly uphill battle alone. We understand how frustrating it can be when you are denied the long term benefits you need to cover medical bills, in-home care costs and more. An experienced attorney will inform and prepare you for your lawsuit, while simultaneously gathering and presenting the best evidence to support your case in court. An attorney may:
Long term disability insurance policies are governed by ERISA law, or the Employment Retirement Income Security Act of 1974. ERISA lawsuits may only be determined by a federal judge, and therefore do not require a jury verdict. Here are the two ways in which these cases are decided:
If you or someone you know has been denied the long term disability benefits you deserve, it is imperative you contact a knowledgable attorney today. The sooner you act, the better. If you believe your insurance company is wrongly denying you your benefits, do not let them get away with it. Get in touch with an attorney to explore your options going forward.
Our firm has significant experience helping people just like you retain or defend their Long Term Disability Benefits. Contact Walker & Hern for a free consultation.