Can I Get Long Term Disability if I Have ALS?

There are few things more unsettling than being unable to return to work. Unfortunately, thousands of people develop serious medical conditions or injuries that prevent them from returning to work before they reach retirement age. ALS, which is also known as Lou Gehrig’s disease, is a disease involving the nervous system that weakens nerve cells in both the brain and spinal cord, and, unfortunately, worsens over time. That being said, if you have ALS, you most likely deal with twitches, having difficulty walking, slurred speech, weakness of the hands, and more. Of course, these symptoms, among others, are enough to keep someone out of work, and if you are currently battling ALS and you require long term disability benefits, you should strongly consider seeking the legal assistance of a knowledgeable nationwide LTD attorney who can work to obtain the benefits you need. Here are some of the questions you may have:

How does long term disability work? What benefits will I receive?

As long as it is determined that you will qualify for long term disability benefits, you should receive either one lump-sum payment or monthly insurance payments. With these payments, you can work to support both you and your family in the absence of the paycheck you would have received, had you stayed in the workforce.

Does ALS generally qualify for long term disability benefits?

In most cases, ALS will qualify for long term disability benefits, as the severity of this disease is well-known. However, this is far from a given, which is why you must hire an attorney who can work to ensure you take all of the necessary steps to receive these benefits. First, you must speak with your employer or insurer about these benefits, and you will then file your claim within 180 days. We can work to ensure you provide all of the necessary information to prove that your disability significantly affects your daily life and, therefore, prevents you from returning to work. We must provide various forms of medical documentation, such as MRIs, x-rays, and, perhaps more importantly, a doctor’s note regarding his professional opinion as to whether he believes you are capable of returning to work. If you have any additional questions or you are ready to get started, please do not hesitate to pick up the phone and give us a call today. We are here to help you in any way we can.

Contact our experienced nationwide firm

If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, speak with our nationwide LTD attorneys today. Our firm has significant experience helping people just like you obtain or defend their long term disability benefits. Contact Walker & Hern for a free consultation.

Don’t fight the insurance company on your own.
Contact us today for a free consultation.

Read Our Latest Articles