Can I Receive Long Term Disability Benefits if I Have HIV or AIDS?

Can I Receive Long Term Disability Benefits if I Have HIV or AIDS?

HIV/AIDS is not easy to live with, and oftentimes, those who have HIV or AIDS find themselves unable to return to work. Individuals who live with HIV/AIDS often have to deal with weight loss, painful mouth solers and ulcers, fevers, serious aches and pains, fatigue, mental health problems, and more. This is an extremely serious situation for both them and their families, which is why if you are someone who has HIV, there is a very good chance you are looking to receive long term disability benefits. Our firm has helped individuals receive the long term disability benefits they need for years, and we are ready to do the same for you. Please continue reading and reach out to our experienced long term disability attorneys to learn more about how we can help you through every step of the process ahead. Here are some of the questions you may have:

How do I know if my HIV/AIDS qualifies for long term disability benefits?

If you are looking to receive LTD benefits for your condition, you will have to demonstrate, through medical reports, doctor’s notes, and more, that your condition will either last at least one year or end in death. You must also prove, as well as through MRIs and more, that your condition is severe enough to prevent you from doing “substantial gainful work.”

When will I begin to receive my long term disability benefits?

In most cases, once you go through the elimination period, which generally does not last any longer than 90 days, you will receive your benefits 90 days from that point. However, there are certain circumstances wherein certain individuals will have to wait for anywhere up to a year. Our firm will work to expedite the process so you receive your benefits as swiftly as possible. If by some chance, your initial claim is denied, our firm will file an appeal within 180 days of the denial. Filing these appeals is never easy, which is why you cannot afford to hire just any LTD attorney for assistance. Our firm has helped countless individuals through the appeals process for years, and we are ready to do the same for you. If you have any additional questions, please do not hesitate to speak with our experienced LTD attorneys today.

Contact our experienced firm

If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, contact Walker & Hern today.

Our firm has significant experience helping people just like you retain or defend their Long Term Disability Benefits. Contact Walker & Hern for a free consultation.

Don’t fight the insurance company on your own.
Contact us today for a free consultation.

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