When someone can no longer resume life in the workforce due to a disabling injury or medical condition, he or she is often left wondering where to turn. Fortunately for many people, long term disability insurance can provide them with the benefits they need to move on with their lives and not have to worry about their financial situation. If you are someone with mesothelioma, you most likely find yourself in this situation, Essentially, mesothelioma is a malignant tumor that is caused by asbestos fibers building up in the lungs. Oftentimes, those who’ve contracted mesothelioma are individuals who’ve had careers that exposed them to such conditions. Mesothelioma can have a wide array of effects on an individual, including fevers, muscle weakness, respiratory complications, abdominal pain, and more. If you are someone with mesothelioma and you are no longer capable of returning to work because of your medical condition, our nationwide long term disability attorneys are here to help. Please continue reading and speak with our firm to learn more about how we can help you attain the LTD benefits you deserve and need. Here are some of the questions you may have:
How do I know if my mesothelioma qualifies for LTD benefits?
As you may imagine, receiving the benefits you may require to move on with your life is not always easy. First, you should speak with your employer/insurer and get a better understanding of your insurance policy. From here, you will file your claim. To qualify for LTD benefits, we will have to prove that your medical condition is significant enough that it severely impacts your daily life and makes it impossible for you to return to work. We will do so through medical documents such as MRI results, X-rays, and doctor’s notes that specifically detail the extent of your medical condition. Keep in mind that if you’ve been initially denied LTD benefits, we can still appeal the denial and work to attain the benefits you need.
What happens when I receive LTD benefits?
If you are approved, you will receive one of two types of payments. You will either receive one lump-sum LTD payment, or you will receive regular monthly insurance payments. These benefits can provide you with the financial security you and your family require until you reach retirement age. If you have any further questions or you are ready to get started, feel free to contact our knowledgeable team of attorneys today.
Contact our experienced nationwide firm
If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, speak with our nationwide LTD attorneys today. Our firm has significant experience helping people just like you obtain or defend their long term disability benefits. Contact Walker & Hern for a free consultation.